Buying or selling a used car privately can be a great deal for both sides, as long as everyone remembers the deal the same way. A written car purchase agreement pins down the price, the vehicle, the payment terms and the condition of the car before money or keys change hands.
This page has 10+ free car purchase agreement templates in Word and PDF. Use them for private sales between individuals, sales with a deposit or installment plan, or as a checklist before signing a dealer’s paperwork.
Purchase Agreement vs. Bill of Sale
A purchase agreement is usually signed before the sale is completed. It sets out the terms both parties promise to follow, such as payment dates, inspection rights or delivery. A bill of sale is signed at the moment of transfer and simply records that the sale happened. Many private sellers use both.
Key Details to Put in Writing
- The parties: full names, addresses and contact details of buyer and seller
- The vehicle: make, model, year, color, VIN and odometer reading
- The price: total amount, deposit and how the balance will be paid
- Condition: “as is” or with stated warranties, plus any known defects
- Delivery: date, place and who handles registration and title transfer
- Signatures: both parties, with the date, and witnesses if required
Download Car Purchase Agreement Templates
Before You Sign
- Check the VIN on the car matches the title and the agreement.
- Look up the vehicle history for accidents or outstanding finance.
- Arrange an independent inspection if you are the buyer.
- Agree how payment will be made and get a payment receipt for every amount paid.
- Record the car’s condition at handover with a vehicle condition report.
If the price will be paid in installments, attach a payment plan agreement. Selling other high-value items? Our bill of sale templates show another way to document a private sale.
Frequently Asked Questions
Is a car purchase agreement legally binding?
Generally yes, once both parties sign it. Requirements vary by state and country, so check whether your area needs notarization or specific forms.
What does “sold as is” mean?
It means the buyer accepts the car in its current condition, with no warranty from the seller. Any known problems should still be disclosed honestly.
Who handles the title transfer?
Usually the seller signs over the title and the buyer registers the car. The agreement should state who does what and by when.









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